Horizon Hills

This was shortly after we moved in, was a very tiring process back then. My wife unfortunately lost our baby during that time. In a way, i still blame myself for allowing her to overstress hereself.

I bought this at 800k for a semi-d, another semi-d costs 780k. Another 2 cluster houses, each at around 450k. I financed with 2 different banks. One gives me 87 percent and another 90 percent financing.

Pricing for other units back then:
Average Terrace pricing - 300-350k at resale price(must buy resale as all sold out) Note: New Terrace at The Golf starts at 350k
Cluster(looks damn like semi-D from the front and side) - 486-520k
Semi-Ds - 720-850k (From this point on, comes with FREE 50 year golf membership. This free offer is limited for a short time only)
Bungalows - Never asked but definitely above 1 million.

Ok, so the scenario is pretty easy. Say you buy a 2 storey terrace(4+1 room/3 bathrooms) there at 300k ringgit place right? All prices mentioned below are in ringgit.

You get a loan percentage of 90%(assuming bank gives the nod)
You can definitely get a 80% loan,most can get 85% easily and some get 90%

No matter the loaned amount or percentage of loan, you only need to pay like 5k(via agent) or 10k(developer) as the deposit.
Next step is 2 weeks upon loan approval, pay the 10% which in this case is 30k ringgit (divided by 2.4, its 12,500 SGD only)
If you could only get 80-85% loan, then its first 10% in 2-3 weeks followed by another 5-10% after 2-3 months.

Depending on the arrangement, 1-3 months then take place after which you are free to do renovation and move in.

Things i would like to mention through the results of my own research:
1. Houses there are of pretty high quality as compared to most places(with the exception of Mont Calista, then they are on par in terms of quality), no issues with water pipes, etc

2. Autogate wiring and cabling are done

3. Defects are covered up to 1-2 years depending whether you are buying resale, etc

4. Houses there are usually 2 storey or max at 2.5 storey.

5. Very very large place and its located near enough to a major highway to be convenient and safe yet far enough never to hear the noises from the traffic.

6. Security wise, very safe as the place has the main gate security followed by individual security at each precint. Also each precint will be regularly patrolled in intervals by a security guard on a motorcycle.

7. Terrain, sheer size of the place and multiple layers of fencing makes it really hard for anyone thinking of doing something funny.

8. Some of the houses i have seen have cameras/alarms while alot of them don't enhance their security. Some of them even open their doors and left their gates open, it basically depends on how comfortable you feel with security.

9. They have multiple recreational areas and parks, olympic sized pools - All housed in the same secured facility.

10.They have a very very good chef in the terrace and pool cafes located at the Heart. They have a wide variety of food from char kway teow to steak and opened until 9pm. There is a bar as well.

11.The restrooms at the clubhouse need to be seen to be believed, its huge with large chairs and comfy sofas.

12.There will be some shops within the safety of the compound but these will be kept to a minimum to ensure security.

13. International school and a chinese school will be up there soon.

14. The 18 hole golf course, the conference/seminar/theatre and restaurants!!!! Nuff said. Well ok, they have 2 tennis courts too.

15. Most of the housing options there has at least 4 rooms with the slightly bigger ones coming with another maid room.

16. Most options comes with dry and wet kitchen

17. Fire rated doors

18. Pre-wired for aircon, electrical outlets

19. Very large space to run/jog/cycle in, internal parks have kids facilities, etc
You don't have to leave the compound at all if you don't want to.

20. Location location location - Very very very near to Jusco and major shopping areas as well as small shops like coffeeshops, hair salon, car repair shops. 2 minutes away by car.

21. Safety from Tuas to location, 15 minutes away, follow 307C and out into 308. No small roads and plantations and its a speedy highway anyway.

22. Banks here also do not give you crap by pulling out at the last minute after giving the initial approval unlike certain banks in SG.

Lets talk about some indication of living expenses:
a. Live in Maid - 400 ringgit (yes you heard that right)
b. Utilities - 100 ringgit
c. Sofa set - 300 ringgit
d. Gas needs to bought in the gas tanks however very easy to call up and replaceable. Most importantly, its DIRT CHEAP (forgot the price at this time of the night but know its really cheap.
e. Petrol - nuff said

There are others but i hope that my posts give bros here an indication of what to expect.

Come to think of it, i have been seeing lots of SG cars going to the Horizon Hills and Mont Calista the past few days. Mont Calista is pretty good too although its more within a matured housing area. Its size and space is huge and Its like 2 mins away from Giant.

All the best and hope to see more neighbours soon!!