Only the stamp duty and levy are the more expensive parts of the overall property purchase(other than the actual property cost of course) .
Rest are neglible. Utilities at like 100 Ringgit a month, management fees free for the next 2 years. Petrol still at very reasonable rates. Right about the keeping cash at home thing, secure it adequately and you can put in nicer stuff. Else just use cheap furniture. One can get a set of cheap sofa for 300 ringgit there and equip a good sized place for cheap.
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